There are lots of reasons people call on Personal Service Realty's Residential Valuation Group

To a lot of us, an appraisal just looks like one more thing in the long list of items for a home purchase or refinance. Practically all lenders still call for a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation methods that may appear to be more prudent than an appraisal. You might believe that obtaining a mortgage is the only basis for getting an appraisal, but there are more instances when the services of a certified, independent real estate professional might come in handy.


	For real estate appraisals in Jacksonville and Duval County, it's easiest when your order online from Personal Service Realty's Residential Valuation Group, just click here.

Let Personal Service Realty's Residential Valuation Group help you challenge your tax assessment in Duval County

It's possible you're paying too much in property taxes if you reside in an area where property values have declined. Ad Valorem taxes are based upon a past assessment of your home, so if values have gone down in your neighborhood, you can appeal your assessment and save money. When building your case, an appraisal from Personal Service Realty's Residential Valuation Group is your best evidence. At Personal Service Realty's Residential Valuation Group, we're capable of assisting you in challenging your tax assessment.

Removing PMI will lower your mortgage payment

When the amount being loaned to the home buyer is more than 80% of the actual value of the property, nearly all lenders ask home buyers to buy an added insurance plan. That policy is Private Mortgage Insurance, or PMI. This additional payment is often bundled into the monthly mortgage payment and is quickly forgotten. This is unfavorable because PMI becomes unnecessary when the leftover balance of the loan - whether through market appreciation or principal pay down - goes below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) that requires lenders to do away with the PMI payments when the loan-to-value ratio conditions have been met.

Personal Service Realty's Residential Valuation Group can provide you with a statement regarding the value of your home, and the cost of the appraisal can usually be offset in just a few months because you'll no longer be paying the PMI.

An appraisal from Personal Service Realty's Residential Valuation Group will help you settle a divorce with less stress

A divorce is a very daunting event for the parties involved, and it is often even more complicated by the troublesome decision of who keeps the house. Regardless of the situation, it's prudent to order an appraisal from Personal Service Realty's Residential Valuation Group so both parties are completely aware of the true market value of their home.

If the parties need to sell the home, they'll have a better idea of what price to set. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've received a fair assessment.

Trustworthy estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the fullest degree of discretion.

Most Americans don't have dedicated estate planners or executors to handle these affairs, unlike wealthier individuals. And since a home or other property often makes up an unequal share of the total estate value, understanding the certain value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've gotten an honest deal.

Relocating to or from Duval County

We are familiar with the stress involved with an employee relocation. We take great care in establishing an accommodating appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive characteristics of their property, along with information regarding any recent sales or listings in their area that they want considered during our thorough process.

Sell your home quickly at the right price with an appraisal from Personal Service Realty's Residential Valuation Group

A professional appraisal can help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees depend on our efforts to perform the appraisal report and and aren't related to the sales price.

On a daily basis, we examine the difference in value items like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, getting a professional appraisal is a trusted way to determine what improvements will add value and what an appropriate sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.